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Inward Business

Underwriting Policy

We write both treaty and facultative business from at home and selective overseas markets. As for inward business under facultative and treaty from global markets all and each class are accepted in property, engineering, marine and agriculture insurances, even if offered in a bouquet.

Acceptance Limits (for UY2018-UY2019)

Figures in CHF
Class Capacity
Facultative Treaty
Fire 1,000,000 3,000,000
Engineering 500,000 2,000,000
Marine 300,000 1,000,000
Agriculture 800,000 600,000
Every acceptance limit seen above confirms to individual reinsurance contract.

Scope of Cover:

To accept worldwide business but to avoid Facultative/Treaty from:
USA, Canada and Japan
Markets affected by frequent political and economic upheavals
Markets exposed to high frequency of natural catastrophe

Class of Insurance covered

To write all the classes in property, engineering, marine and agriculture insurances

Another guidelines

To keep away from treaty/facultative in which premium is quite unbalanced by maximum liability based on PML.

To accept treaty/facultative in which the catastrophic risk exposure is not extremely high.

To accept proportional/non-proportional treaty in good consideration of the risk profiles and statistics through which the running of the treaty over a period of last minimum three, average five, and maximum ten years can be analyzed with its loss ratio, claim experience and its trend.