Territorial Scope
It accepts worldwide including predominantly China, Russia, India, Nigeria, Dubai, Kuwait, Qatar, etc. but to avoid;
● Facultative/Treaty from USA, Canada , Japan and South korea
● Facultative/Treaty from countries and/or regions involving high frequency of political and economic instability
● Facultative/Treaty from countries and/or regions involving high frequency of catastrophic risk exposure such as earthquake, tsunami, hurricane and cyclone
Class of Business
Figures in CHF
| Class |
Capacity |
| Facultative |
Treaty |
| Fire |
1,000,000 |
3,000,000 |
| Engineering |
500,000 |
2,000,000 |
| Marine |
300,000 |
1,000,000 |
| Agriculture |
800,000 |
1,000,000 |
To write all the classes in property, engineering, marine, agriculture and personal accident
Acceptance Line
● To keep away from treaty/facultative in which premium is quite unbalanced by probable maximum liability (PML)
● We will not write any proportional treaties without an event cap.
● To write non-proportional treaties considering the Rate on Line, the risk exposure involved, and previous claim experience will be taken into account
● To accept proportional/non-proportional treaty in good consideration of the risk profiles and statistics through which the running of the treaty over a period of last minimum three, average five, and maximum ten years' performance can be evaluated with its loss ratio and its trend